Known for her prolific career in speaking and writing on the importance of financial literacy. In 2014, her book that she wrote alongside her father Dave Ramsey, Smart Money, Smart Kids, earned its place atop the New York Times' best-seller list.
She began motivationally speaking on the importance of financial literacy during her mid-teens. She subsequently graduated from the University of Tennessee with her Bachelor of Arts degree in communication studies.
She has operated her own eponymous YouTube channel where she often vlogs educationally about financial stability and literacy. She has since garnered more than 210,000 subscribers to her YouTube channel.
She and her husband Winston have lived in Franklin, Tennessee.
She interviewed Dr. Ben Carson for her vlog series on her 199th episode on September 16, 2015.